Help Your Students Pay Down Debt— Automatically
Wealthiest empowers students to reduce loan balances using spare change, while your school tracks results.
Built with support from educators and student success leaders
Student Loan Debt Isn’t Just Their Problem—It’s Ours Too
High default rates affect Title IV eligibility and federal grant access
Post-grad financial stress reduces alumni engagement and giving
Students are left feeling unsupported after entering repayment
A Simple, Automated Tool to Help Students Reduce Debt
Wealthiest transforms everyday spending into loan payments through automated round- ups, giving students a painless way to make progress while schools track meaningful outcomes.
Round-Up Payments
Converts spare change into loan payments automatically
Real-Time Tracking
Students see balances fall; schools track engagement gain valuable insight
Behavior-Driven
Small habits create big long-term payoff
How It Works for Schools
Student Experience
- Download app and link bank accounts
- Automatic round-ups on everyday purchases
- Watch loan balances decrease over time
School Experience
- No IT lift required
- Promote app to target student cohort
- Track repayment progress in the dashboard
Proven Impact for Student Success Teams
Reduce Default Rates (CDR)
Lower institutional risk and maintain federal funding eligibility
Support Title IV Compliance
Meet grant requirements with measurable student outcomes
Improve Student Retention
Reduce financial stress that leads to academic attrition
Strengthen Alumni Relations
Build lifelong connections through early financial support
Reduce Default Rates (CDR)
Lower institutional risk and maintain federal funding eligibility
Support Title IV Compliance
Meet grant requirements with measurable student outcomes
Improve Student Retention
Reduce financial stress that leads to academic attrition
Strengthen Alumni Relations
Build lifelong connections through early financial support
Two Ways to Partner
Pilot Program
- You promote to a student group
- Wealthiest delivers the platform
- Access dashboard with impact metrics
- Low commitment, limited cohort
Subsidized Licensing
- Branded rollout to larger student body
- Full analytics and support
- Custom onboarding process
- Volume-based pricing
What Educators Are Saying
The chronic stress from overwhelming student loan debt is a significant public health issue. It is directly linked to higher rates of anxiety, depression, and even physical ailments.
Dr. Stuart Lustig
Clinical Professor of Psychiatry
University of California
Student debt is a double-edged sword – debt that acts as both a resource and a liability.
Rachel Dwyer
Professor of Sociology
The Ohio State University
Frequently Asked Questions
Does this impact FERPA compliance?
No, using Wealthiest does not impact FERPA compliance.
The Family Educational Rights and Privacy Act (FERPA) is a federal law that protects the privacy of a student’s “education records.” These records include academic information such as grades, class schedules, transcripts, and other files maintained by a school.
Wealthiest does not access or require a student’s education records. We only connect to a student’s financial accounts via Plaid to process transactions and facilitate payments to student loan servicers. This financial data is not considered an education record under FERPA and is instead protected by other industry-standard security measures and privacy protocols.
Can we launch without IT involvement?
Yes, the pilot program can be launched with no lift from IT. Book a demo to find out more.
How long is the pilot program?
We expect the pilot program to run for 90 days, during which we will be actively collecting data and making improvements. We will keep all pilot users informed of our progress and any changes to the program’s timeline via email and in-app notifications.
What data will we have access to?
To ensure the privacy and security of our users, we will only provide schools with aggregated and anonymized Key Performance Indicators (KPIs). You will have access to a dashboard and regular reports that demonstrate the program’s impact, but Wealthiest will not share the personally identifiable information (PII) of your students.
The data provided will include metrics such as:
- Total amount of student loan debt paid down by all users at your school.
- The total number of unique students participating in the program from your school.
- Average amount of debt paid down per student.
- Overall user engagement metrics, such as the number of active users.
- Anonymized insights into payment trends and user demographics.
This data is provided to help you understand the program’s effectiveness and its positive impact on your student body.